1. Acceptance of Terms
By accessing or using the website at geico.cientined.com (the "Website") or any services provided by CIENTINED GEICO ("Company," "we," "our," or "us"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.
2. About CIENTINED GEICO
CIENTINED GEICO is a licensed auto insurance agency registered in the State of Texas, operating under the regulations of the Texas Department of Insurance (TDI). Our physical address is 1926 SW Military Dr, San Antonio, TX 78221. We are an independent insurance agency and are not affiliated with GEICO Corporation or any GEICO subsidiary.
3. Services Description
CIENTINED GEICO provides auto insurance agency services including but not limited to:
- Auto insurance quotes and policy placement
- SR-22 certificate filings
- Full coverage, liability, and specialty insurance
- Motorcycle and commercial vehicle insurance
- Insurance consulting and customer service
Insurance products are underwritten by authorized insurance carriers licensed in the State of Texas. CIENTINED GEICO acts as the agent/broker facilitating the insurance transaction.
4. Website Use
You agree to use our website only for lawful purposes and in accordance with these Terms. You agree NOT to:
- Use the website in any way that violates applicable laws or regulations
- Submit false or misleading information when requesting quotes or services
- Attempt to gain unauthorized access to any part of our website
- Use automated tools to scrape or harvest data from our website
5. Quote Accuracy & No Guarantee
Insurance quotes provided through our website or by our agents are estimates based on the information provided. Final premium rates are determined by the insurance carrier after full underwriting review. CIENTINED GEICO does not guarantee that the quoted price will be the final price. Prices may vary based on complete vehicle inspection, driving record verification, and carrier underwriting criteria.
6. No Insurance Coverage Until Confirmed
Submitting a quote request does NOT constitute insurance coverage. Insurance coverage is only in effect after a policy has been issued by an authorized insurance carrier and the first premium payment has been received and confirmed. Do not assume coverage until you have received your official policy documents.
7. Accuracy of Information
You are responsible for providing accurate and complete information when requesting quotes or applying for insurance. Providing false or misleading information may result in policy cancellation, denial of claims, or legal consequences.
8. Intellectual Property
All content on this website, including text, images, logos, and design, is the property of CIENTINED GEICO and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our written permission.
9. Disclaimer of Warranties
The website and its content are provided on an "as is" and "as available" basis. CIENTINED GEICO makes no warranties, expressed or implied, regarding the accuracy, reliability, or completeness of the content.
10. Limitation of Liability
To the maximum extent permitted by Texas law, CIENTINED GEICO shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Texas. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Bexar County, Texas.
12. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of our website after changes constitutes your acceptance of the updated Terms.
13. Contact Information
For questions about these Terms of Service:
- CIENTINED GEICO
- 1926 SW Military Dr, San Antonio, TX 78221
- Phone: (210) 367-3299
- Email: info@cientined.com